
Website Wells Fargo
Job Description:
The Consumer Lending team partners with other businesses across Wells Fargo to create and deliver transformational experiences that help customers gain access to credit. The vision for the Consumer Lending business is to leverage technology and data to make it simple for customers to easily access credit when and where they need it. Consumer Lending serves customers across the country through our distribution network of more than 5,300 retail banking branches and Home Lending offices, as well as online and digital channels.
Job Responsibilities:
- Receive customer applications, quote the rate and points, and complete follow-up activities with the registration lock-in
- Analyze detailed financial and credit data, matching customer needs with an appropriate loan program and level of risk
- Inform prospective and existing customers of WFHM programs, rates, policies, underwriting requirements, and loan procedures
- Continuously pursue Wells Fargo training offerings to increase knowledge of company products, policies and procedures, and underwriting requirements
- Develop and maintain a high degree of visibility for WFHM in the marketplace
- Understand real estate appraisals, title reports, and real estate transactions
Job Requirements:
- Knowledge and understanding of sales prospecting and generating referrals
- Bilingual speaking proficiency in Spanish/English
- 1+ year of sales experience in financial services, outside sales experience, or a combination of both
- Basic Microsoft Office skills
- Customer service experience
- Excellent verbal, written, and interpersonal communication skills
- Documented retail residential mortgage fundings over the past 12 months referred primarily from established, local, external sources
- Mortgage industry experience
Job Details:
Company: Wells Fargo
Vacancy Type: Full Time
Job Location: Birmingham, AL, US
Application Deadline: N/A
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